Frequently Asked Questions

FAQ

Common Questions & Answers

  • How do I open a new account?

    You can open an account online in minutes through our secure website or mobile app. Alternatively, visit any of our branches with valid identification and proof of address.

  • What documents are required to open an account?

    Typically, you'll need a government-issued ID (passport, driver's license), proof of address (utility bill), and your Social Security number or tax ID.

  • How secure is online banking with Pogon Trust?

    We use advanced encryption, multi-factor authentication, real-time fraud monitoring, and regular security updates to protect your accounts and personal information.

  • Can I access my account from overseas?

    Yes, our online and mobile banking services are available worldwide. We recommend notifying us of travel plans to avoid temporary security holds.

  • What should I do if I lose my debit card?

    Immediately freeze your card via the mobile app or call our 24/7 support line. We'll issue a replacement card promptly while protecting your account from unauthorized use.

  • How can I transfer money internationally?

    Use our secure online platform for international transfers with competitive exchange rates and low fees. SWIFT and SEPA transfers are supported.

  • Are there fees for using ATMs?

    We offer unlimited fee-free withdrawals at all Pogon Trust ATMs and reimburse fees from other banks up to a monthly limit, depending on your account type.

  • How do I apply for a loan or credit card?

    Applications can be completed online in minutes. You'll receive a decision quickly, and our team is available to guide you through the process.

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